Loans thatrepay themselves
The first loan that handles everything automatically. Set it once, forget it forever.
YOUR JOURNEY — 5 SIMPLE STEPS
Repayment Authorization
I authorize ScenekeyCash to withdraw the repayment amount on the due date.
Simple, transparent fees
Just one low transaction fee. No interest, no hidden charges.
*Fixed transaction fee: $5 per loan
What you'll pay
Ready to get started?
Join thousands of happy customers who never worry about missed payments. Download the app and apply in minutes.
Payments that happen automatically
No more late nights worrying about due dates. We handle everything for you.
One-Time Authorization
Sign once when you apply for your loan. No need to remember payment dates or log in every time.
- Digital signature captured securely
- Authorization stored with bank-level encryption
- Valid for the entire loan term
Never Miss a Payment
Late fees are a thing of the past. Your payments happen automatically.
Zero Effort Required
Set it up once and forget about it. No recurring reminders or manual payments.
Full Control Always
Cancel or change payment method anytime before the due date in the app.
Secure & Encrypted
Bank-level 256-bit encryption protects your payment information.
How Auto-Pay Works in 3 Simple Steps
Connect Bank
Link your account securely via Plaid
Sign Once
One-time digital authorization
Relax
We handle payments automatically
Trusted by thousands
See what our customers are saying about automatic repayments
"The auto-repay feature is absolutely genius! I never have to worry about due dates anymore. Best financial decision I've made this year."
"Applied on Monday, got funds on Tuesday. The auto-repay setup took 30 seconds. This is how loans should work in 2026."
"No more late fees! The one-time authorization means I don't have to think about payments. It just happens automatically."
People applied in the last 24 hours
Community Trust
Frequently asked questions
Everything you need to know about auto-repay and our loans
When you connect your bank account and apply for a loan, you sign a one-time authorization. This allows us to automatically withdraw the repayment amount from your account on the due date. You don't need to do anything—it's completely automatic!
No, we don't charge interest. We only charge a simple, transparent transaction fee based on your loan amount. You'll see the exact fee before you confirm your loan.
The repayment is automatically withdrawn on your scheduled due date. You'll receive a reminder 3 days before, and the exact amount will be clearly shown in your loan agreement.
Yes, you can update your payment method or cancel the authorization anytime through the app, as long as it's before the due date. There are no fees for changes.
Absolutely. We use 256-bit encryption and partner with Plaid for secure bank connections. Your data is never stored in plain text and we're FDIC insured.
We'll make up to 3 attempts over 5 days. You won't be charged late fees, but we'll notify you via app and email so you can add funds. After that, we'll work with you on a repayment plan.
Still have questions?
Can't find what you're looking for? Our support team is here to help.